First-Time Buyer Quiz

First-time buyer? See what you likely qualify for

A few questions, then an instant estimate of which programs are worth pursuing — the FHSA, the RRSP Home Buyers’ Plan, and Ontario’s land transfer tax rebates.

Have you ever owned a home — anywhere — that you lived in as your principal residence?

This affects which programs apply — several allow re-entry after 4 years away from homeownership.

No, never Yes, but not in the last 4 years Yes, within the last 4 years

Where are you buying? City of Toronto Elsewhere in Ontario

Resale or new construction? Resale (existing home) New construction / builder

Programs you likely qualify for

Estimate only, based on your answers — exact eligibility depends on your full financial picture. Confirm the numbers with me and a mortgage professional before relying on them.