1052 RAT BAY RD 109-7 ROAD

$38,900

Franklin, Lake of Bays, Ontario

  • 2 beds
  • 2 baths
Residential · Single FamilyType
5Parking
Baseboard heaters, ElectricHeating
$427/MonthlyMaintenance
536Days on market

About this property

Blue Water Acres FRACTIONAL ownership means that you own 1/10th of the cottage and a share in the entire resort. The resort has about 50 acres and 300 ft of south-facing shoreline frontage on Lake of Bays, the second largest lake in Muskoka. This is not a time share although some think it is similar. You would have use of the cottage for 5 weeks of the year. Algonquin cottage 109 has enough parking for 5 cars. There is one core (fixed) week in summer (in this case it’s Week 7) plus 4 more weeks that change each year. For this interval the weeks for 2026 start on: Feb 6, May 15, August 7 (core week), October 2, November 27, 2026. The core (fixed) week for this unit starts on Friday, August 7 /25. Turnover day is Friday for this cottage. The Algonquin cottage has 2 bedrooms, 2 bathrooms, is about 922 square feet, and has a main floor laundry. The resort itself offers walking trails, a beautiful sandy beach, indoor swimming pool, sauna, recreation room, fitness room, and activity centre. Great swimming, ideal for families of all ages, level to gently sloping land makes it easy to access the waterfront. There is NO HST on resales. All cottages are smoke/vape-free and pet-free. Interior photos for this listing are of a similar cottage, all furnishings are identical. The ANNUAL maintenance fee for EACH OWNER of this unit in 2026 is $5,127 + HST ($427.25/month) and it’s paid in the autumn of each year for the following year for EACH owner. This is an affordable way to enjoy cottaging in Muskoka on one of our nicest lakes. (id:66327)

Property details

Interior

Bedrooms
2
Bedrooms above grade
2
Bathrooms
2
Storeys
1
Basement
None
Appliances
Refrigerator, Dishwasher, Stove, Range, Oven, Microwave, Window Coverings, Water Heater

Exterior & parking

Structure type
Other
Architectural style
["Bungalow"]
Parking spaces
5
Parking features
No Garage
View
Lake view, Direct Water View
Exterior features
Wood

Building & HOA

Heating
Baseboard heaters, Electric
Association
Blue Water Acres
Maintenance fee
$427 / Monthly
Fee includes
Common Area Maintenance, Heat, Electricity, Water, Insurance, Parking

Financial & legal

List price
$38,900
Tenure
Condominium
Status
Active
MLS® number
X12017497

Location

City
Lake of Bays
Neighbourhood
Franklin
Province
Ontario
Postal code
P1H2J6
Directions
Cross Streets: South Portage Rd and Rat Bay Rd. ** Directions: From Huntsville Hwy 60 east to South Portage Rd turn right and follow to Rat Bay Rd to Blue Water Acres.

Room details

RoomLevelDimensionsFeatures
Living roomMain level4.19 x 3.05 meters
Dining roomMain level3.35 x 3.23 meters
KitchenMain level2.46 x 3.23 meters
Primary BedroomMain level4.09 x 3.33 meters
Bedroom 2Main level3.12 x 3.33 meters
BathroomMain level2.08 x 1.98 meters
BathroomMain level3.02 x 1.83 meters

Mortgage calculator

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Estimate only — excludes taxes, insurance and CMHC. Contact us for a real quote.

Listing data provided under the CREA Data Distribution Facility (DDF®). Information is deemed reliable but not guaranteed. REALTOR®, MLS® and associated logos are owned by The Canadian Real Estate Association (CREA).